Top Affordable Online Tools for Creating a Will or Trust in 2025

Creating a will or trust doesn’t have to be expensive or complicated. Thanks to modern technology, there are now affordable online tools that make estate planning simple and accessible for everyone. Whether you’re looking to draft a basic will or set up a trust, these platforms offer user-friendly solutions tailored to your needs.

In this guide, we’ll explore the best online tools for creating a will or trust in 2025, so you can protect your legacy without overspending. If you’re unsure whether you need a will or trust, check out our comparison guide here. By the end of this article, you’ll have a clear understanding of which tool aligns best with your situation and how to get started today.

Why Choose Online Tools for Your Will or Trust?

Online tools have transformed the way people approach estate planning, offering a practical alternative to traditional methods. These platforms provide several advantages that make creating a will or trust more accessible and efficient.

First, cost-effectiveness is a major benefit. Hiring an attorney can be expensive, especially for straightforward estates. Online tools offer affordable solutions, often starting at under $100, making estate planning accessible to a wider audience.

Second, these tools are designed for convenience. You can create your documents from the comfort of your home, at any time that suits you. There’s no need to schedule appointments or travel to meet with a lawyer.

Third, most platforms are user-friendly, catering to individuals without legal expertise. Step-by-step guidance ensures you don’t miss important details, and many tools include state-specific templates to ensure compliance with local laws.

Finally, time savings is another key advantage. Instead of waiting weeks to finalize your documents, online tools allow you to complete the process in just a few hours. This efficiency is particularly valuable for those who need to address their estate planning quickly.

That said, some people may wonder: Are online tools legally valid? The answer is yes most reputable platforms ensure their documents comply with state laws. Additionally, many tools allow you to customize your documents to suit your specific needs, whether you’re drafting a simple will or setting up a detailed trust.

By leveraging these tools, you can take control of your estate planning without unnecessary expense or hassle.

Best Online Tools for Writing a Will

When it comes to creating a will online, several platforms stand out for their affordability, ease of use, and reliability. Below, we’ll review the top tools available in 2025, including their features, pros, and cons, so you can choose the one that best fits your needs.

1. Trust & Will

Overview: Trust & Will is a user-friendly platform that offers customizable templates for wills, guardianship designations, and even trusts. It provides state-specific guidance to ensure your documents comply with local laws.

• Pros:

1. Intuitive interface with step-by-step instructions.
2. Mobile-friendly for on-the-go access.
3. Includes options for naming guardians and digital asset planning.

• Cons:

1. Higher cost compared to some competitors.
2. Limited free updates after the initial purchase.
3. Pricing: Starts at $89 for individuals and $119 for couples.

2. LegalZoom

Overview: A well-known name in online legal services, LegalZoom provides affordable will templates alongside broader estate planning resources. It also offers optional attorney consultations for an additional fee.

• Pros:

1. Trusted brand with years of experience.
2. Comprehensive support, including phone and chat assistance.
3. Optional add-ons like power of attorney documents.

• Cons:

1. Base pricing doesn’t include all features (e.g., financial planning).
2. Some users find the upselling pushy.
3. Pricing: Starts at $89 for a basic will.

3. FreeWill

Overview: As the name suggests, FreeWill allows users to create a legally valid will at no cost. It’s particularly popular among those who want to include charitable giving in their estate plans.

• Pros:

1. Completely free for basic will creation.
2. Easy-to-use interface with straightforward questions.
3. Encourages charitable contributions during the process.

• Cons:

1. Limited functionality for complex estates.
2. No direct customer support for free users.
3. Pricing: Free for basic use; optional paid upgrades for advanced features.

4. Rocket Lawyer

Overview: Rocket Lawyer combines estate planning with broader legal services, making it a versatile option for those who may need additional legal documents in the future.

• Pros:

1. Free trial available for new users.
2. Access to attorney consultations for personalized advice.
3. Lifetime access to updates for your documents.

• Cons:

1. Subscription model may feel unnecessary for one-time users.
2. Higher overall cost if you only need a will.
3. Pricing: Starts at $39.99/month for membership, which includes unlimited document creation.

By comparing these tools, you can find the right balance of affordability, features, and convenience for your estate planning needs. Each platform caters to different preferences, whether you’re looking for simplicity, customization, or budget-friendly options.

Best Online Tools for Setting Up a Trust

For those considering a trust as part of their estate planning, several online tools offer affordable and reliable solutions. These platforms provide templates and guidance to help you create a legally valid trust without the need for expensive attorney fees. Below, we’ll review the top options available in 2025.

1. Trust & Will

Overview: In addition to wills, Trust & Will offers customizable templates for revocable living trusts. This platform is ideal for individuals or couples looking to avoid probate and maintain privacy for their assets.

• Pros:
• Comprehensive trust options, including joint trusts for couples.
• State-specific customization ensures compliance with local laws.
• Simple, step-by-step process makes it accessible for beginners.
• Cons:
• Higher upfront cost compared to some competitors.
• Limited features for complex or irrevocable trusts.
• Pricing: Starts at $399 for individuals and $499 for couples.

2. Nolo’s Quicken WillMaker & Trust

Overview: This downloadable software program allows users to create not only wills but also revocable living trusts. It’s a one-time purchase that includes lifetime access to updates and additional legal documents.

• Pros:
• Affordable one-time fee with no recurring subscription.
• Includes a wide range of estate planning documents (e.g., powers of attorney, healthcare directives).
• Lifetime access to updates ensures your documents stay current.
• Cons:
• Requires downloading software; not web based.
• Interface may feel outdated compared to modern platforms.
• Pricing: $99 for the full package, which includes wills, trusts, and other legal documents.

3. LegalZoom

Overview: LegalZoom extends its estate planning services to include trust creation, offering a straightforward process for setting up revocable living trusts. Optional attorney consultations are available for additional guidance.

• Pros:
• Trusted brand with years of experience in legal services.
• Easy-to-follow instructions with state-specific templates.
• Optional add-ons like financial planning documents.
• Cons:
• Additional fees for premium features and attorney consultations.
• Some users report limited support for complex estates.
• Pricing: Starts at $249 for a basic trust.

By exploring these tools, you can find an option that fits your budget and estate planning goals. Whether you’re looking for affordability, convenience, or advanced features, these platforms make creating a trust accessible to a wide range of users.

How to Pick the Best Online Tool for Your Needs

With so many online tools available, choosing the right one can feel overwhelming. To simplify the process, consider the following factors to ensure the platform you select aligns with your estate planning goals and preferences.

1. Budget

Determine how much you’re willing to spend. Some tools, like FreeWill, offer free basic will creation, while others, like Trust & Will or LegalZoom, charge a fee for more comprehensive services. If you anticipate needing ongoing updates or additional documents, evaluate whether a subscription model (e.g., Rocket Lawyer) might be worth the investment.

2. Features

Assess the features each tool offers. For example:

⦁ Do you need a simple will, or are you looking to set up a trust?

⦁ Does the platform include options for naming guardians, designating powers of attorney, or planning for digital assets?

⦁ Are there add-ons like attorney consultations or financial planning resources?

Choose a tool that matches the complexity of your estate and the level of customization you desire.

3. Ease of Use

Consider the platform’s interface and user experience. Tools like Trust & Will and FreeWill are designed for simplicity, making them ideal for beginners. If you’re comfortable with more detailed software, Nolo’s Quicken WillMaker & Trust might be a better fit despite its lack of web-based accessibility.

4. Support

Check what kind of support the platform provides. Some tools, like LegalZoom and Rocket Lawyer, offer access to attorney consultations for an additional fee. Others, like FreeWill, may not provide direct customer support for free users. If personalized guidance is important to you, prioritize platforms with robust support options.

5. State-Specific Compliance

Ensure the tool you choose offers state-specific templates. Estate planning laws vary by state, and using a generic document could lead to complications later. Most reputable platforms, including Trust & Will and LegalZoom, tailor their templates to comply with local regulations.

By evaluating these factors, you can narrow down your options and select the tool that best suits your needs. Remember, the goal is to find a platform that makes estate planning straightforward, affordable, and tailored to your unique situation.

Conclusion

Online tools have made estate planning more accessible and affordable than ever before. Whether you’re creating a simple will or setting up a trust, platforms like Trust & Will, LegalZoom, and FreeWill offer user-friendly solutions tailored to your needs. By choosing the right tool, you can protect your legacy without overspending or navigating complex legal processes.

If you’re ready to take the next step, explore our favorite tools above and start securing your future today. And if you’re looking for more guidance, check out our upcoming post on how to protect your digital assets in your estate plan.

With the right resources and planning, you can ensure your wishes are honored and your loved ones are cared for no matter what the future holds.

Frequently Asked Questions About Online Tools

When it comes to using online tools for estate planning, many people have questions about their reliability, flexibility, and long-term use. Below, we address some of the most common concerns to help you feel confident in your decision.

Q1: Are online tools legally valid?

Answer: Yes, most reputable online tools ensure their documents comply with state laws. Platforms like Trust & Will, LegalZoom, and Freewill are designed to create legally binding wills and trusts. However, it’s important to double-check that the tool you choose offers state-specific templates to avoid potential issues.

Q2: Can I make changes later?

Answer: Most platforms allow you to update your documents as needed. For example, Trust & Will offers free updates for minor changes, while Nolo’s Quicken WillMaker & Trust provides lifetime access to updates with your one-time purchase. Always verify the platform’s policy on revisions before committing.

Q3: Do I still need a lawyer?

Answer: For simple estates, online tools are often sufficient. However, if your estate is complex such as involving significant assets, business interests, or special needs planning consulting an attorney may be beneficial. Some platforms, like LegalZoom and Rocket Lawyer, offer optional attorney consultations for additional guidance.

Q4: What happens if I make a mistake?

Answer: Reputable platforms provide step-by-step instructions to minimize errors. If you’re unsure about any part of the process, consider upgrading to a service that includes attorney review. Alternatively, you can always consult a lawyer after creating your initial documents.

Q5: Are these tools secure?

Answer: Most platforms use encryption and other security measures to protect your personal information. Before choosing a tool, review its privacy policy and security features to ensure your data is handled responsibly.

By addressing these common questions, you can approach online estate planning with confidence. These tools are designed to simplify the process while ensuring your documents are accurate and legally valid.